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Personal Contract Purchase

Front side view of INEOS Grenadier in a field

PCP Car Financing Option

If you want to keep your monthly instalments low and enjoy the thrill of a new car more often, a Personal Contract Purchase Plan (PCP Finance) may be just the thing for you.

SEAT Price Breakdown

What benefits does PCP offer me?

  • PCP is ideal for customers who like the idea of changing their vehicles regularly, reducing the potential period of repayments, or simply want to leave their options open for a period of time
  • By deferring an agreed amount to the end of your agreement you can potentially: change your vehicle more often to suit your needs, and stay within the warranty period; upgrade to get a higher specification model; reduce your monthly payments
  • A agreement can protect you from unforeseen depreciation of the vehicle’s value
  • Deposits can be as little as one monthly payment
  • PCP is a flexible product, giving you three options for the end of your contract. This decision doesn’t need to be made until the end of the agreement

Once you have chosen your alternative and decided on your deposit, you need to make three decisions that will affect the monthly repayments:

  • Your repayment period
    Choose between 18 and 48 months
  • Mileage per year
    Choose how many miles you expect to drive each year
  • Optional Final Payment
    Defer an agreed amount until the end of your agreement, you will then have to choose from one of three options

What happens at the end of my agreement?

At the end of your agreement you have three options:

  1. Exchange the vehicle for a alternative.  The agreement will be settled and any excess sales proceeds can contribute to your new agreement (subject to application and acceptance). 
  2. Pay the option to purchase fee and the optional final payment, then take full ownership of the vehicle
  3. Simply return the vehicle to Retailer (fees may be payable)

Want to find out more about PCP?

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Good to know

You can choose to drive a higher-spec car for the same monthly budget that you were planning to spend, when compared with hire purchase:

  • Drive a new car more often thanks to shorter replacement cycles
  • Choose whether to buy the car at the end of the agreement
  • It takes away the worry about depreciation. A proportion of the value is left until the end of the agreement 


Finance Options at INEOS Grenadier

As well as Personal Contract Purchase, here at Heritage INEOS Grenadier we also offer an impressive selection of other Finance Options. These options include affordable Hire Purchase, Finance LeaseContract Hire, and Lease Purchase plans. So if you're unsure on whether PCP is the correct finance plan for you, browse our other Finance Options we currently offer at Heritage online today! Our experienced team are also available to provide more information and help you find the perfect finance plan for you and your budget.

Contact Heritage INEOS Grenadier

The entire New INEOS Grenadier range is available to view and order at our Heritage INEOS Grenadier dealerships located in Gloucester and Dorchester. For more information on our great-value Personal Contract Purchase finance options, use our handy online enquiry form to reach the Heritage INEOS Grenadier team today. Our expert team will be more than happy to answer any questions you may have about the New INEOS Grenadier Range or any of our Personal Contract Purchase finance options. Alternatively, you can call or visit your local Heritage INEOS Grenadier dealership if you’d prefer to speak to a member of the team in person or over the phone.

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